HUD sponsors housing counseling agencies throughout California that can provide advice on buying a home, renting, defaults, foreclosures, and credit issues and this page provides a list of agencies.

Agencies located in CALIFORNIA 

Agency Name: CONSUMER CREDIT COUNSELING SERVICE OF ORANGE COUNTY Phone: 714-547-2227 Toll Free: 866-784-2227 Fax: 714-245-1690 Email: cccsoc@cccsoc.org Address: 2450 E. Lincoln Inside EDD Building ANAHEIM, California 92806-4272 Counseling Services: – Financial Management/Budget Counseling – Financial, Budgeting, and Credit Workshops – Home Improvement and Rehabilitation Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Rental Housing Counseling – Rental Housing Workshops – Resolving/Preventing Mortgage Delinquency Workshops – Services for Homeless Counseling Languages: – ASL – English – Spanish – Vietnamese Affiliation: CONSUMER CREDIT COUNSELING SERVICE OF ORANGE COUNTY Website: http://www.cccsoc.org/

Agency Name: COMMUNITY HOUSING COUNCIL OF KERN CO. Phone: 661-616-1360 Toll Free: Fax: 866-213-8464 Email: Norma@chcfresno.org Address: 1430 Truxton Ave, 5th Floor BAKERSFIELD, California 93301-5243 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Resolving/Preventing Mortgage Delinquency Workshops Languages: – English Affiliation: COMMUNITY HOUSING COUNCIL OF FRESNO Website: n/a

Agency Name: CONSUMER CREDIT COUNSELING SERVICE OF ORANGE COUNTY Phone: 714-547-2227 Toll Free: 866-784-2227 Fax: 714-245-1680 Email: cccsoc@cccsoc.org Address: 695 Madison Way Inside Brea Community Center BREA, California 92821-5741 Counseling Services: – Financial Management/Budget Counseling – Financial, Budgeting, and Credit Workshops – Home Improvement and Rehabilitation Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Rental Housing Counseling – Rental Housing Workshops – Resolving/Preventing Mortgage Delinquency Workshops – Services for Homeless Counseling Languages: – ASL – English – Spanish – Vietnamese Affiliation: CONSUMER CREDIT COUNSELING SERVICE OF ORANGE COUNTY Website: http://www.cccsoc.org

Agency Name: KOREAN RESOURCE CENTER Phone: 714-869-7624 Toll Free: Fax: Email: yoonheejoo@krcla.org Address: 6301 Beach Blvd. #211 BUENA PARK, California 90621-4030 Counseling Services: – Financial, Budgeting, and Credit Workshops – Mortgage Delinquency and Default Resolution Counseling – Rental Housing Counseling – Resolving/Preventing Mortgage Delinquency Workshops Languages: – English – Korean Affiliation: KOREAN RESOURCE CENTER Website: www.krcla.org

Agency Name: SUREPATH FINANCIAL SOLUTIONS Phone: 805-383-7700 Toll Free: 877-615-7873 Fax: 805-383-7722 Email: clientservices@surepath.org Address: 80 N Wood Rd Ste 200 Camarillo, CA 93010 Camarillo, California 93010-8311 Counseling Services: – Fair Housing Pre-Purchase Education Workshops – Financial Management/Budget Counseling – Financial, Budgeting, and Credit Workshops – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops – Resolving/Preventing Mortgage Delinquency Workshops – Reverse Mortgage Counseling Languages: – English – Spanish Affiliation: NATIONAL FOUNDATION FOR CREDIT COUNSELING, INC. Website: http://www.surepath.org

Agency Name: CLEARPOINT CREDIT COUNSELING SOLUTIONS – COMMERCE BRANCH Phone: 877-877-1995 Toll Free: 800-750-2227 Fax: 855-782-8307 Email: customer.service@clearpointccs.org Address: 6055 E Washington Blvd SUITE 390 – – Commerce, California 90040-2449 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops – Rental Housing Counseling Languages: – ASL – English – Other – Spanish Affiliation: CCCS OF GREATER ATLANTA – DBA CLEARPOINT CREDIT COUNSELING SOLUTIONS Website: http://www.clearpointccs.org

Agency Name: CATHOLIC CHARITIES OF THE EAST BAY Phone: 925-771-8250 Toll Free: Fax: 510-451-6998 Email: ebollini@cceb.org Address: 3540 Chestnut Avenue CONCORD, California 94519-2417 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling – Rental Housing Counseling Languages: – English – Spanish Affiliation: CATHOLIC CHARITIES USA Website: www.cceb.org

Agency Name: EDEN COUNCIL FOR HOPE AND OPPORTUNITY (ECHO) Phone: 925-682-8248-2600 Toll Free: 855-275-3246 Fax: Email: Address: 1760 Clayton Road CONCORD, California 94520-2700 Counseling Services: – Services for Homeless Counseling Languages: – English Affiliation: EDEN COUNCIL FOR HOPE AND OPPORTUNITY (ECHO) Website: www.echofairhousing.org

Agency Name: NATIONAL ASIAN AMERICAN COALITION (FORMERLY KNOWN AS MABUHAY ALLIANCE) Phone: 650-952-0522 Toll Free: 800-920-6248 Fax: 650-952-0522 Email: info@naac.org Address: 15 Southgate Ave Suite 200 DALY CITY, California 94015-1413 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Resolving/Preventing Mortgage Delinquency Workshops Languages: – English Affiliation: NATIONAL ASIAN AMERICAN COALITION (FORMERLY KNOWN AS MABUHAY ALLIANCE) Website: www.naac.org

Agency Name: ABLE WORKS Phone: 650-328-1890-103 Toll Free: Fax: 650-328-1854 Email: john@able.is Address: 1836 Bay Road Suite B EAST PALO ALTO, California 94303-1311 Counseling Services: – Fair Housing Pre-Purchase Education Workshops – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Rental Housing Workshops – Resolving/Preventing Mortgage Delinquency Workshops Languages: – English – Spanish Affiliation: NUEVA ESPERANZA, INC. Website: n/a

Agency Name: SPRINGBOARD-EL CAJON Phone: 855-736-7784 Toll Free: 855-736-7784 Fax: Email: info@homeownership.org Address: 1150 Broadway, Suite 235 EL CAJON, California 92021-4859 Counseling Services: – Financial, Budgeting, and Credit Workshops Languages: – English – Other – Spanish Affiliation: SPRINGBOARD NON-PROFIT CONSUMER CREDIT MANAGEMENT, INC Website: www.homeownership.org

Agency Name: INLAND FAIR HOUSING AND MEDIATION BOARD – EL CENTRO BRANCH (IMPERIAL COUNTY) Phone: 760-482-5773 Toll Free: 800-321-0911 Fax: 760-482-5914 Email: landerson@ifhmb.com Address: 444 S. 8th St., Suite C-1A EL CENTRO, California 92243-3236 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Homebuyer Education Workshops – Rental Housing Counseling Languages: – English – Spanish Affiliation: INLAND FAIR HOUSING AND MEDIATION BOARD Website: n/a

Agency Name: COMMUNITY HOUSING WORKS Phone: 760-432-6878 Toll Free: 888-884-4249 Fax: 760-432-6883 Email: classes&coaching@chworks.org Address: 1820 S. Escondido Blvd., Suite 101 ESCONDIDO, California 92025-6535 Counseling Services: – Financial Management/Budget Counseling – Financial, Budgeting, and Credit Workshops – Home Improvement and Rehabilitation Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops Languages: – English – Spanish Affiliation: COMMUNITY HOUSING WORKS Website: http://www.chworks.org

Agency Name: PACIFIC COMMUNITY SERVICES FAIRFIELD Phone: 925-439-1056 Toll Free: 800-914-6874 Fax: 925-439-0831 Email: Address: 1125 Missouri St., Ste. 212 FAIRFIELD, California 94533-6000 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling – Rental Housing Counseling Languages: – English Affiliation: PACIFIC COMMUNITY SERVICES, INC. Website: n/a

Agency Name: CONSUMER CREDIT COUNSELING SERVICE OF ORANGE COUNTY Phone: 714-547-2227 Toll Free: 866-784-2227 Fax: 714-245-1690 Email: cccsoc@cccsoc.org Address: 18430 Brookhurst St., Suite 202C Valley Gardens Center Executive Suites FOUNTAIN VALLEY, California 92708-6760 Counseling Services: – Financial Management/Budget Counseling – Financial, Budgeting, and Credit Workshops – Home Improvement and Rehabilitation Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Rental Housing Counseling – Rental Housing Workshops – Resolving/Preventing Mortgage Delinquency Workshops – Services for Homeless Counseling Languages: – ASL – English – Spanish – Vietnamese Affiliation: CONSUMER CREDIT COUNSELING SERVICE OF ORANGE COUNTY Website: www.cccsoc.org

Agency Name: MONEY MANAGEMENT INTERNATIONAL FREMONT Phone: 866-232-9080 Toll Free: 866-232-9080 Fax: 866-921-5129 Email: counselinginfo@moneymanagement.org Address: 3100 Mowry Ave Ste 403A Fremont, California 94538-1528 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Rental Housing Counseling Languages: – English – Spanish Affiliation: MONEY MANAGEMENT INTERNATIONAL INC. Website: http://www.moneymanagement.org

Agency Name: PROJECT SENTINEL Phone: 510-574-2270 Toll Free: 888-331-3332 Fax: 510-574-2275 Email: fremont@housing.org Address: 39155 Liberty Street Suite D440 FREMONT, California 94538-1520 Counseling Services: – Fair Housing Pre-Purchase Education Workshops – Financial Management/Budget Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops – Rental Housing Counseling – Services for Homeless Counseling Languages: – English – Spanish Affiliation: PROJECT SENTINEL Website: http://www.housing.org

Agency Name: CLEARPOINT CREDIT COUNSELING SOLUTIONS INC. – FRESNO BRANCH Phone: 877-877-1995 Toll Free: 559-454-1700 Fax: 855-552-7056 Email: customer.service@clearpointccs.org Address: 4969 E McKinley Ave SUITE 107 – – Fresno, California 93727-1968 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops – Rental Housing Counseling Languages: – ASL – English – Other – Spanish Affiliation: CCCS OF GREATER ATLANTA – DBA CLEARPOINT CREDIT COUNSELING SOLUTIONS Website: http://www.clearpointccs.org

Agency Name: COMMUNITY HOUSING COUNCIL OF FRESNO Phone: 559-221-6919 Toll Free: Fax: 559-256-1564 Email: info@chcfresno.org Address: 2560 W. Shaw Lane, Ste. 101 FRESNO, California 93711-2777 Counseling Services: – Financial Management/Budget Counseling – Financial, Budgeting, and Credit Workshops – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Resolving/Preventing Mortgage Delinquency Workshops Languages: – English – Hmong – Spanish Affiliation: Website: http://www.chcfresno.org

Agency Name: PROJECT SENTINEL Phone: 408-842-7740 Toll Free: 888-331-3332 Fax: 408-842-8054 Email: gilroy@housing.org Address: 7800 Arroyo Circle, Bldg A GILROY, California 95020-7346 Counseling Services: – Fair Housing Pre-Purchase Education Workshops – Financial Management/Budget Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops – Rental Housing Counseling – Services for Homeless Counseling Languages: – English – Spanish Affiliation: PROJECT SENTINEL Website: http://www.housing.org

Agency Name: CLEARPOINT CREDIT COUNSELING SOLUTIONS – GLENDALE BRANCH Phone: 877-877-1995 Toll Free: 323-890-9500 Fax: 855-817-9919 Email: customer.service@clearpointccs.org Address: 200 N Maryland Ave Ste 102 – – – Glendale, California 91206-4275 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops – Rental Housing Counseling Languages: – ASL – English – Other – Spanish Affiliation: CCCS OF GREATER ATLANTA – DBA CLEARPOINT CREDIT COUNSELING SOLUTIONS Website: http://www.clearpointccs.org

Agency Name: CLEARPOINT CREDIT COUNSELING SOLUTIONS – GRANADA HILLS BRANCH Phone: 877-877-1995 Toll Free: 323-890-9500 Fax: 855-255-6732 Email: customer.service@clearpointccs.org Address: 16800 Devonshire St SUITE 301 – – Granada Hills, California 91344-7403 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops – Rental Housing Counseling Languages: – ASL – English – Other – Spanish Affiliation: CCCS OF GREATER ATLANTA – DBA CLEARPOINT CREDIT COUNSELING SOLUTIONS Website: http://www.clearpointccs.org

Agency Name: NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) LOS ANGELES, CA Phone: 310-412-2600 Toll Free: 617-250-6222 Fax: 877-329-6222 Email: N/A Address: 11633 Hawthorne Blvd Ste 100 Hawthorne, California 90250-2369 Counseling Services: – Fair Housing Pre-Purchase Education Workshops – Financial Management/Budget Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops Languages: – English – Spanish Affiliation: NEIGHBORHOOD STABILIZATION CORPORATION (NACA COUNSELING SUBSIDIARY) Website: https://www.naca.com

Agency Name: EDEN COUNCIL FOR HOPE AND OPPORTUNITY (ECHO) Phone: 510-581-9380 Toll Free: 855-275-3246 Fax: 510-537-4793 Email: margie@echofairhousing.org Address: 770 A St Hayward, California 94541-3956 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling – Rental Housing Counseling – Services for Homeless Counseling Languages: – ASL – Cantonese – Chinese Mandarin – English – Farsi – Other – Portuguese – Spanish – Vietnamese Affiliation: Website: http://www.echofairhousing.org

Agency Name: SPRINGBOARD- HEMET Phone: 855-736-7782 Toll Free: 855-736-7782 Fax: Email: info@homeownership.org Address: 1555 West Florida Avenue HEMET, California 92543-3814 Counseling Services: – Reverse Mortgage Counseling Languages: – English – Other – Spanish Affiliation: SPRINGBOARD NON-PROFIT CONSUMER CREDIT MANAGEMENT, INC Website: www.homeownership.org

Agency Name: INLAND FAIR HOUSING AND MEDIATION BOARD – INDIO BRANCH (RIVERSIDE COUNTY) Phone: 760-775-3151 Toll Free: 800-321-0911 Fax: Email: landerson@ifhmb.com Address: 45-110 Oasis St. INDIO, California 92201-4334 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Rental Housing Counseling Languages: – English – Spanish Affiliation: INLAND FAIR HOUSING AND MEDIATION BOARD Website: n/a

Agency Name: AMADOR TUOLUMNE COMMUNITY ACTION AGENCY Phone: 209-533-1397-231 Toll Free: Fax: 209-533-1034 Email: slay@atcaa.org Address: 935 S. Hwy 49 Jackson, California 95642 Counseling Services: – Fair Housing Pre-Purchase Education Workshops – Financial Management/Budget Counseling – Financial, Budgeting, and Credit Workshops – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops – Resolving/Preventing Mortgage Delinquency Workshops Languages: – ASL – English – Spanish Affiliation: Website: n/a

Agency Name: SPRINGBOARD – LADERA Phone: 800-449-9392 Toll Free: Fax: Email: info@homeownership.org Address: 555 Corporate Dr Ste. 110 LADERA RANCH, California 92694-2169 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling Languages: – English Affiliation: SPRINGBOARD NON-PROFIT CONSUMER CREDIT MANAGEMENT, INC Website: homeownership.org

Agency Name: CLEARPOINT CREDIT COUNSELING SOLUTIONS – LAKEWOOD BRANCH Phone: 877-877-1995 Toll Free: 877-877-1995 Fax: 855-803-0216 Email: customer.service@clearpointccs.org Address: 4010 Watson Plaza Dr – – – LAKEWOOD, California 90712-4037 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling – Rental Housing Counseling – Services for Homeless Counseling Languages: – English – Other Affiliation: CCCS OF GREATER ATLANTA – DBA CLEARPOINT CREDIT COUNSELING SOLUTIONS Website: http://www.clearpointccs.org

Agency Name: PURE HEARTS R US HOUSING CORPORATION Phone: 661-361-1172 Toll Free: 844-581-7873 Fax: 661-361-1179 Email: lawphrus@pureheartsrus.org Address: 1051 W. Columbia Way Suite 208 LANCASTER, California 93534-8156 Counseling Services: – Financial Management/Budget Counseling – Financial, Budgeting, and Credit Workshops – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops – Rental Housing Counseling – Rental Housing Workshops – Resolving/Preventing Mortgage Delinquency Workshops Languages: – English – Spanish Affiliation: HOMEFREE – U S A Website: www.pureheartsrus.org

Agency Name: EDEN COUNCIL FOR HOPE AND OPPORTUNITY (ECHO) Phone: 925-449-7340 Toll Free: Fax: 925-449-0704 Email: arlene@echofairhousing.org Address: 3311 Pacific Avenue LIVERMORE, California 94550-7007 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling – Rental Housing Counseling Languages: – Arabic – Cambodian – Cantonese – Chinese Mandarin – Czech – English – French – Hindi – Indonesian – Korean – Polish – Portuguese – Russian – Spanish – Turkish – Vietnamese Affiliation: EDEN COUNCIL FOR HOPE AND OPPORTUNITY (ECHO) Website: http://www.echofairhousing.org

Agency Name: TRI-VALLEY HOUSING OPPORTUNITY CENTER Phone: 925-373-3130-301 Toll Free: Fax: 925-373-3133 Email: info@tvhoc.org Address: 141 N. Livermore Avenue Suite A LIVERMORE, California 94550-3118 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops Languages: – English – Spanish Affiliation: Website: www.tvhoc.org

Agency Name: FAIR HOUSING FOUNDATION Phone: Toll Free: 800-826-1502 Fax: Email: Address: 3605 Long Beach Blvd, #302 LONG BEACH, California 90807-4025 Counseling Services: – Rental Housing Counseling – Rental Housing Workshops Languages: – English Affiliation: HOUSING OPPORTUNITIES COLLABORATIVE Website: n/a

Agency Name: HOME PRESERVATION AND PREVENTION (HPP CARES) Phone: 562-424-4477 Toll Free: Fax: 562-424-4471 Email: info@hppcares.org Address: 3939 LONG BEACH BLVD LONG BEACH, California 90807-2614 Counseling Services: – Financial Management/Budget Counseling – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Rental Housing Counseling – Rental Housing Workshops – Resolving/Preventing Mortgage Delinquency Workshops Languages: – English Affiliation: Website: www.hppcares.org

Agency Name: OPERATION HOPE INC. – LONG BEACH BRANCH Phone: 562-218-5011 Toll Free: Fax: Email: rolando.rivero@operationhope.org Address: 1900 Atlantic Ave Long Beach, California 90806-5502 Counseling Services: – Financial Management/Budget Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops Languages: – English – Spanish Affiliation: OPERATION HOPE, INC Website: http://www.operationhope.org

Agency Name: SPRINGBOARD- LONG BEACH Phone: 855-736-7783 Toll Free: 855-736-7783 Fax: Email: info@homeownership.org Address: 111 W. Ocean Blvd Ste. 400 LONG BEACH, California 90802-4633 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling Languages: – English – Other – Spanish Affiliation: SPRINGBOARD NON-PROFIT CONSUMER CREDIT MANAGEMENT, INC Website: www.homeownership.org

Agency Name: EAST LA COMMUNITY CORPORATION (ELACC) Phone: 323-269-4214 Toll Free: Fax: 323-261-1065 Email: drodriguez@elacc.org Address: 530 South Boyle Avenue LOS ANGELES, California 90033-3817 Counseling Services: – Financial Management/Budget Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops Languages: – English – Spanish Affiliation: NATIONAL COUNCIL OF LA RAZA Website: http://www.elacc.org

Agency Name: KOREAN CHURCHES FOR COMMUNITY DEVELOPMENT Phone: 213-985-1500 Toll Free: Fax: Email: hca@kccd3300.org Address: 3550 Wilshire Blvd, Suite 736 LOS ANGELES, California 90010-2426 Counseling Services: – Financial Management/Budget Counseling – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops Languages: – English – Korean – Spanish Affiliation: HOMEFREE – U S A Website: http://www.kccd.org

Agency Name: KOREAN RESOURCE CENTER Phone: 323-937-3718-114 Toll Free: Fax: Email: yoonheejoo@krcla.org Address: 900 S. Crenshaw Blvd LOS ANGELES, California 90019-1937 Counseling Services: – Financial Management/Budget Counseling – Financial, Budgeting, and Credit Workshops – Mortgage Delinquency and Default Resolution Counseling – Rental Housing Counseling – Resolving/Preventing Mortgage Delinquency Workshops Languages: – English – Korean Affiliation: NATIONAL CAPACD Website: http://www.krcla.org

Agency Name: LOS ANGELES NEIGHBORHOOD HOUSING SERVICES, INC Phone: 213-381-2862 Toll Free: 888-895-2862 Fax: 213-381-2103 Email: counseling@lanhs.org Address: 3926 Wilshire Blvd Ste 200 Los Angeles, California 90010-3303 Counseling Services: – Financial Management/Budget Counseling – Home Improvement and Rehabilitation Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops Languages: – English – Spanish Affiliation: Website: http://www.nhslacounty.org/

Agency Name: NEW ECONOMICS FOR WOMEN Phone: 213-977-1089 Toll Free: Fax: 213-977-1165 Email: rpapazian@neworg.us Address: 421 South Bixel Street Suite A LOS ANGELES, California 90017-1428 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops Languages: – English – Spanish Affiliation: NATIONAL COUNCIL OF LA RAZA Website: http://www.neweconomicsforwomen.org

Agency Name: NID-HCA REEVES Phone: 323-299-4067 Toll Free: Fax: Email: N/A Address: 4602 Crenshaw Blvd Ste 2A Los Angeles, California 90043-1210 Counseling Services: – Fair Housing Pre-Purchase Education Workshops – Financial Management/Budget Counseling – Home Improvement and Rehabilitation Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops – Rental Housing Counseling – Services for Homeless Counseling Languages: – English – Spanish Affiliation: NATIONAL ASSOCIATION OF REAL ESTATE BROKERS-INVESTMENT DIVISION, INC Website: http://site.notavailable.org

Agency Name: OPERATION HOPE, INC Phone: 213-891-2900 Toll Free: Fax: Email: rolando.rivero@operationhope.org Address: 707 Wilshire Blvd Suite 3030 LOS ANGELES, California 90017-3582 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops Languages: – English – Spanish Affiliation: Website: http://www.operationhope.org

Agency Name: OPERATION HOPE, INC. – LA BRANCH Phone: 213-891-2900 Toll Free: Fax: Email: N/A Address: 707 Wilshire Blvd Ste 3030 Los Angeles, California 90017-3582 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling Languages: – English Affiliation: OPERATION HOPE, INC Website: http://www.operationhope.org

Agency Name: SHALOM CENTER FOR T.R.E.E. OF LIFE Phone: 213-380-3700 Toll Free: Fax: 213-380-3701 Email: jeelee@shalomcenter.net Address: 2975 Wilshire Blvd Suite 415 LOS ANGELES, California 90010-1112 Counseling Services: – Fair Housing Pre-Purchase Education Workshops – Financial Management/Budget Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops – Rental Housing Counseling Languages: – English – Korean Affiliation: HOMEFREE – U S A Website: www.shalomcenter.net

Agency Name: THAI COMMUNITY DEVELOPMENT CORP. Phone: 323-468-2555 Toll Free: Fax: 323-461-4488 Email: chancee@thaicdc.org Address: 6376 Yucca Street, Suite B LOS ANGELES, California 90028-5037 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Resolving/Preventing Mortgage Delinquency Workshops Languages: – English – Other Affiliation: NATIONAL CAPACD Website: www.thaicdc.org

Agency Name: WATTS CENTURY LATINO ORG. Phone: 323-564-9140 Toll Free: Fax: 323-564-2737 Email: aybarra@wacelo.org Address: 10360 Wilmington Ave LOS ANGELES, California 90002-3701 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops Languages: – English – Spanish Affiliation: NATIONAL COUNCIL OF LA RAZA Website: http://www.wattscenturylatino.org

Agency Name: WEST ANGELES COMMUNITY DEVELOPMENT CORP. Phone: 323-751-3440-13 Toll Free: Fax: 323-751-7631 Email: cpatton@westangelescdc.org Address: 6028 Crenshaw Blvd. LOS ANGELES, California 90043-3904 Counseling Services: – Financial Management/Budget Counseling – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops Languages: – English – Spanish Affiliation: HOMEFREE – U S A Website: http://www.westangelescdc.org

Agency Name: OPERATION HOPE, INC. – MAYWOOD BRANCH Phone: 323-771-6126 Toll Free: Fax: Email: N/A Address: 4449 Slauson Ave Maywood, California 90270-2943 Counseling Services: – Financial Management/Budget Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops Languages: – English – Spanish Affiliation: OPERATION HOPE, INC Website: http://www.operationhope.org

Agency Name: COMMUNITY HOUSING AND SHELTER SERVICES Phone: 209-527-0444 Toll Free: Fax: 209-575-9818 Email: Address: 708 H Street, Ste. B MODESTO, California 95354-3436 Counseling Services: – Financial Management/Budget Counseling – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Rental Housing Counseling – Rental Housing Workshops – Services for Homeless Counseling Languages: – English – Spanish Affiliation: Website:

Agency Name: HABITAT FOR HUMANITY, STANISLAUS COUNTY Phone: 209-575-4585 Toll Free: Fax: 209-575-0755 Email: jhill@stanislaushabitat.org Address: 630 Kearney Avenue MODESTO, California 95350-5714 Counseling Services: – Financial Management/Budget Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops Languages: – English – Spanish Affiliation: Website: www.stanislaushabitat.org

Agency Name: PROJECT SENTINEL Phone: 209-236-1577 Toll Free: 888-331-3332 Fax: 209-236-1578 Email: solutions@stanislausmediation.org Address: 1409 H Street MODESTO, California 95354-2531 Counseling Services: – Fair Housing Pre-Purchase Education Workshops – Financial Management/Budget Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops – Rental Housing Counseling – Services for Homeless Counseling Languages: – English – Spanish Affiliation: PROJECT SENTINEL Website: http://www.housing.org

Agency Name: MONTEBELLO HOUSING DEVELOPMENT CORP. Phone: 323-722-3955 Toll Free: Fax: 323-722-6209 Email: vmorales@mhdcca.org Address: 1619 Paramount Blvd MONTEBELLO, California 90640-2133 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops Languages: – English – Spanish Affiliation: NATIONAL COUNCIL OF LA RAZA Website: ww.mhdcca.org

Agency Name: FAIR HOUSING COUNCIL OF RIVERSIDE COUNTY, INC. Phone: 951-653-8314 Toll Free: Fax: 951-653-1884 Email: fhcrc@fairhousing.net Address: 23890 Allessandro Blvd Suite A-1 MORENO VALLEY, California 92553-8801 Counseling Services: – Fair Housing Pre-Purchase Education Workshops – Pre-purchase Homebuyer Education Workshops – Rental Housing Counseling Languages: – English – Spanish Affiliation: FAIR HOUSING COUNCIL OF RIVERSIDE COUNTY, INC Website: http://www.fairhousing.net

Agency Name: EDEN COUNCIL FOR HOPE AND OPPORTUNITY (ECHO) Phone: 510-581-9380 Toll Free: Fax: 510-763-3736 Email: cherisse@echofairhousing.org Address: 1305 Franklin St Ste 305 OAKLAND, California 94612-3222 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling – Rental Housing Counseling Languages: – Cantonese – Chinese Mandarin – English – Other – Portuguese – Spanish – Vietnamese Affiliation: EDEN COUNCIL FOR HOPE AND OPPORTUNITY (ECHO) Website: http://www.echofairhousing.org

Agency Name: HABITAT FOR HUMANITY EAST BAY/SILICON VALLEY Phone: 510-251-6304 Toll Free: Fax: Email: N/A Address: 2619 Broadway Oakland, California 94612-3107 Counseling Services: – Financial, Budgeting, and Credit Workshops – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling Languages: – ASL – Cantonese – English – Spanish Affiliation: Website: http://www.HabitatEBSV.org

Agency Name: MONEY MANAGEMENT INTERNATIONAL OAKLAND Phone: 866-232-9080 Toll Free: 866-232-9080 Fax: 866-921-5129 Email: counselinginfo@moneymanagement.org Address: 7677 Oakport St Ste 1130 Oakland, California 94621-1912 Counseling Services: – Financial Management/Budget Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Rental Housing Counseling Languages: – English – Spanish Affiliation: MONEY MANAGEMENT INTERNATIONAL INC. Website: http://www.moneymanagement.org

Agency Name: NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) OAKLAND, CA Phone: 510-652-6622 Toll Free: 617-250-6222 Fax: 877-329-6222 Email: N/A Address: 3805 Broadway Oakland, California 94611-5635 Counseling Services: – Fair Housing Pre-Purchase Education Workshops – Financial Management/Budget Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops Languages: – English – Spanish Affiliation: NEIGHBORHOOD STABILIZATION CORPORATION (NACA COUNSELING SUBSIDIARY) Website: https://www.naca.com

Agency Name: NATIONAL ASSOCIATION OF REAL ESTATE BROKERS-INVESTMENT DIVISION, INC Phone: 510-268-9792 Toll Free: Fax: 510-268-8776 Email: Latishacarlisle@nidonline.org Address: 7677 OakPort Street, Suite 1030, 10th Fl OAKLAND, California 94621-1929 Counseling Services: – Fair Housing Pre-Purchase Education Workshops – Financial Management/Budget Counseling – Home Improvement and Rehabilitation Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops – Rental Housing Counseling – Services for Homeless Counseling Languages: – Cantonese – English – Spanish Affiliation: Website: http://www.nidonline.org

Agency Name: NID-HCA OAKLAND MAIN BRANCH Phone: 510-268-9792 Toll Free: Fax: Email: nidnational@nidonline.org Address: 7677 Oakport Street, Suite 1030 OAKLAND, California 94621-1929 Counseling Services: – Fair Housing Pre-Purchase Education Workshops – Financial Management/Budget Counseling – Home Improvement and Rehabilitation Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops – Rental Housing Counseling – Services for Homeless Counseling Languages: – English – Spanish Affiliation: NATIONAL ASSOCIATION OF REAL ESTATE BROKERS-INVESTMENT DIVISION, INC Website: http://www.nidonline.org

Agency Name: OPERATION HOPE, INC – OAKLAND BRANCH Phone: 510-535-6700 Toll Free: Fax: Email: N/A Address: 3062 E 9th St Oakland, California 94601-2937 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops Languages: – English – Spanish Affiliation: OPERATION HOPE, INC Website: http://www.operationhope.org

Agency Name: THE SPANISH SPEAKING UNITY COUNCIL OF ALAMEDA COUNTY, INC. (THE UNITY COUNCIL) Phone: 510-535-6943 Toll Free: Fax: Email: N/A Address: 1900 Fruitvale Ave Ste 2A Oakland, California 94601-2468 Counseling Services: – Financial Management/Budget Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops Languages: – English – Spanish Affiliation: NEIGHBORHOOD REINVESTMENT CORP. DBA NEIGHBORWORKS AMERICA Website: http://www.unitycouncil.org

Agency Name: FAITH BASED COMMUNITY DEVELOPMENT CORPORATION Phone: 760-435-0600 Toll Free: Fax: 760-435-9025 Email: fbcdc@yahoo.com Address: 2424 Vista Way Ste 106 Oceanside, California 92054-6178 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops Languages: – English – Spanish Affiliation: NATIONAL FEDERATION OF COMMUNITY DEVELOPMENT CREDIT UNIONS Website: http://www.fbcdc.org

Agency Name: MONEY MANAGEMENT INTERNATIONAL OCEANSIDE Phone: 866-232-9080 Toll Free: 866-232-9080 Fax: 866-921-5129 Email: counselinginfo@moneymanagement.org Address: 1949 Avenida Del Oro Ste 106 Oceanside, California 92056-5829 Counseling Services: – Financial Management/Budget Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Rental Housing Counseling Languages: – English – Spanish Affiliation: MONEY MANAGEMENT INTERNATIONAL INC. Website: http://www.moneymanagement.org

Agency Name: INLAND FAIR HOUSING AND MEDIATION BOARD Phone: 909-984-2254 Toll Free: 800-321-0911 Fax: 909-460-0274 Email: info@ifhmb.com Address: 1500 S Haven Ave Ste 100 Ontario, California 91761-2970 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Homebuyer Education Workshops – Rental Housing Counseling – Services for Homeless Counseling Languages: – English – Spanish Affiliation: NATIONAL COMMUNITY REINVESTMENT COALITION, INC. Website: http://www.ifhmb.com

Agency Name: NEIGHBORHOOD HOUSING SERVICES OF ORANGE COUNTY Phone: 714-490-1250 Toll Free: Fax: Email: N/A Address: 128 E Katella Ave Ste 200 Orange, California 92867-4850 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops Languages: – English – Spanish – Vietnamese Affiliation: NEIGHBORHOOD REINVESTMENT CORP. DBA NEIGHBORWORKS AMERICA Website: http://www.nwoc.org

Agency Name: VENTURA COUNTY COMMUNITY DEVELOPMENT CORPORATON Phone: 805-273-7800 Toll Free: Fax: 805-604-1359 Email: contactus@vccdc.org Address: 2231 Sturgis Road, Suite A OXNARD, California 93030-7813 Counseling Services: – Financial Management/Budget Counseling – Financial, Budgeting, and Credit Workshops – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops Languages: – English – Spanish Affiliation: RURAL COMMUNITY ASSISTANCE CORPORATION Website: www.vccdc.org

Agency Name: FAIR HOUSING COUNCIL OF RIVERSIDE COUNTY, INC. Phone: 760-864-1541 Toll Free: 800-655-1541 Fax: 951-682-0262 Email: fhcrc@fairhousing.net Address: 655 North Palm Canyon Drive Suite 202 PALM SPRINGS, California 92262-5529 Counseling Services: – Fair Housing Pre-Purchase Education Workshops – Pre-purchase Homebuyer Education Workshops – Rental Housing Counseling Languages: – English – Spanish Affiliation: FAIR HOUSING COUNCIL OF RIVERSIDE COUNTY, INC Website: http://www.fairhousing.net

Agency Name: NID-HCA PALMDALE Phone: 661-526-4013 Toll Free: Fax: Email: Address: 520 W. Palmdale Blvd, Suite J PALMDALE, California 93551-4230 Counseling Services: – Financial Management/Budget Counseling – Financial, Budgeting, and Credit Workshops – Home Improvement and Rehabilitation Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Rental Housing Counseling – Rental Housing Workshops – Resolving/Preventing Mortgage Delinquency Workshops – Services for Homeless Counseling Languages: – English Affiliation: NATIONAL ASSOCIATION OF REAL ESTATE BROKERS-INVESTMENT DIVISION, INC Website: http://www.nidonline.org

Agency Name: EDEN COUNCIL FOR HOPE AND OPPORTUNTIY (ECHO) Phone: 650-327-1718 Toll Free: Fax: Email: echoangie@yahoo.com Address: 475 Kingsley Ave PALO ALTO, California 94301-3222 Counseling Services: – Fair Housing Pre-Purchase Education Workshops Languages: – Cantonese – Chinese Mandarin – English – Other – Portuguese – Spanish – Vietnamese Affiliation: EDEN COUNCIL FOR HOPE AND OPPORTUNITY (ECHO) Website: http://www.echofairhousing.org

Agency Name: PACIFIC COMMUNITY SERVICES, INC. Phone: 925-439-1056 Toll Free: 800-914-6874 Fax: 925-439-0831 Email: tomlf@earthlink.net Address: 329 Railroad Avenue PITTSBURG, California 94565-2245 Counseling Services: – Fair Housing Pre-Purchase Education Workshops – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Rental Housing Counseling – Services for Homeless Counseling Languages: – English – Other – Spanish Affiliation: Website: http://www.pcsi.org

Agency Name: OPERATION HOPE, INC. – POWAY BRANCH Phone: 866-270-2583 Toll Free: Fax: Email: N/A Address: 12395 First American Way Fl 2 Poway, California 92064-6897 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling Languages: – English – Spanish Affiliation: OPERATION HOPE, INC Website: http://www.operationhope.org

Agency Name: HOMETOWN COMMUNITY DEVELOPMENT CORP, DBA HOMESTRONG USA Phone: 877-647-8764 Toll Free: 909-758-8973 Fax: 909-945-3265 Email: info@homestrongusa.org Address: 8711 Monroe Ct Suite A Rancho Cucamonga, CA 91730 www.homestrongusa.org Rancho Cucamonga, California 91730-4898 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Resolving/Preventing Mortgage Delinquency Workshops Languages: – English – Spanish Affiliation: Website: http://www.homestrongusa.org

Agency Name: HOUSING OPPORTUNITIES COLLABORATIVE – INLAND EMPIRE BRANCH Phone: Toll Free: 800-826-1502 Fax: Email: info.ie@housingcollaborative.org Address: 8711 Monroe Court, Suite A RANCHO CUCAMONGA, California 91730-4898 Counseling Services: – Financial Management/Budget Counseling – Financial, Budgeting, and Credit Workshops – Home Improvement and Rehabilitation Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops – Rental Housing Counseling – Rental Housing Workshops – Resolving/Preventing Mortgage Delinquency Workshops Languages: – English – Spanish Affiliation: HOUSING OPPORTUNITIES COLLABORATIVE Website: www.HousingCollaborative.org

Agency Name: NEIGHBORHOOD PARTNERSHIP HOUSING SERVICES, INC. Phone: 909-988-5979 Toll Free: Fax: 909-467-0120 Email: carlos@nphsinc.org Address: 9551 Pittsburgh Avenue RANCHO CUCAMONGA, California 91730-6008 Counseling Services: – Financial Management/Budget Counseling – Home Improvement and Rehabilitation Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops Languages: – English – Other – Spanish Affiliation: NEIGHBORHOOD REINVESTMENT CORP. DBA NEIGHBORWORKS AMERICA Website: http://nphsinc.org

Agency Name: COMMUNITY HOUSING DEVELOPMENT CORPORATION OF NORTH RICHMOND Phone: 510-412-9290 Toll Free: Fax: Email: N/A Address: 1535A Fred Jackson Way # A Richmond, California 94801-1516 Counseling Services: – Fair Housing Pre-Purchase Education Workshops – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops Languages: – English – Spanish Affiliation: NEIGHBORHOOD REINVESTMENT CORP. DBA NEIGHBORWORKS AMERICA Website: http://www.chdcnr.com

Agency Name: RICHMOND NEIGHBORHOOD HOUSING SERVICES, INCO Phone: 510-237-6459-10 Toll Free: Fax: 510-237-6482 Email: info@eastbaynhs.org Address: 2320 Cutting Blvd. RICHMOND, California 94804-2842 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops Languages: – English – Spanish Affiliation: Website: http://www.eastbaynhs.org

Agency Name: COMMUNITY CONNECT Phone: 951-686-4402 Toll Free: Fax: 951-686-7417 Email: mercedes@connectriverside.org Address: 2060 University Avenue Suite 212 RIVERSIDE, California 92507-5210 Counseling Services: – Rental Housing Counseling – Services for Homeless Counseling Languages: – English – Spanish Affiliation: MON VALLEY INITIATIVE Website: www.connectriverside.org/

Agency Name: FAIR HOUSING COUNCIL OF RIVERSIDE COUNTY, INC Phone: 800-655-1812 Toll Free: 800-655-1812 Fax: 951-682-0262 Email: fhcrc@fairhousing.net Address: 3933 Mission Inn Ave RIVERSIDE, California 92501-3219 Counseling Services: – Fair Housing Pre-Purchase Education Workshops – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling – Rental Housing Counseling – Services for Homeless Counseling Languages: – English – Spanish Affiliation: Website: http://www.fairhousing.net

Agency Name: SPRINGBOARD – SHINE CENTER (LATHAM) Phone: 800-947-3752 Toll Free: 800-947-3752 Fax: 951-328-7728 Email: info@homeownership.org Address: S.H.I.N.E. Center – 4351 Latham Street RIVERSIDE, California 92501-1749 Counseling Services: – Financial, Budgeting, and Credit Workshops – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Rental Housing Counseling – Reverse Mortgage Counseling Languages: – English – Other – Spanish Affiliation: SPRINGBOARD NON-PROFIT CONSUMER CREDIT MANAGEMENT, INC Website: www.homeownership.org

Agency Name: SPRINGBOARD NON PROFIT CONSUMER CREDIT MANAGEMENT INC – HPF AFFILIATE Phone: 800-947-3752 Toll Free: 800-947-3752 Fax: 951-328-7728 Email: info@homeownership.org Address: 4351 Latham St RIVERSIDE, California 92501-1749 Counseling Services: – Financial Management/Budget Counseling – Mortgage Delinquency and Default Resolution Counseling Languages: – English – Spanish Affiliation: HOMEOWNERSHIP PRESERVATION FOUNDATION Website: http://www.homeownership.org

Agency Name: SPRINGBOARD NON-PROFIT CONSUMER CREDIT MANAGEMENT, INC Phone: 800-947-3752 Toll Free: 800-947-3752 Fax: 951-328-7728 Email: info@homeownership.org Address: 4351 Latham St RIVERSIDE, California 92501-1749 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Rental Housing Counseling Languages: – English – Other – Spanish Affiliation: Website: http://www.homeownership.org

Agency Name: CLEARPOINT CREDIT COUNSELING SOLUTIONS – SACRAMENTO BRANCH Phone: 877-877-1995 Toll Free: 323-890-9500 Fax: 855-893-4311 Email: customer.service@clearpointccs.org Address: 1750 Howe Ave Ste 125 – – – Sacramento, California 95825-3368 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling – Rental Housing Counseling Languages: – ASL – English – Other – Spanish Affiliation: CCCS OF GREATER ATLANTA – DBA CLEARPOINT CREDIT COUNSELING SOLUTIONS Website: http://www.clearpointccs.org

Agency Name: SACRAMENTO HOME LOAN COUNSELING CENTER Phone: 916-646-2005 Toll Free: Fax: 916-646-2006 Email: demetra@hlcc.net Address: 4640 Northgate Blvd Ste 185 SACRAMENTO, California 95834-1143 Counseling Services: – Fair Housing Pre-Purchase Education Workshops – Financial Management/Budget Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops Languages: – English – Spanish Affiliation: NATIONAL COUNCIL OF LA RAZA Website: http://www.hlcc.net

Agency Name: SACRAMENTO NEIGHBORHOOD HOUSING SERVICES, INC Phone: 916-452-5356 Toll Free: Fax: Email: N/A Address: 2400 Alhambra Blvd. SACRAMENTO, California 95817-1125 Counseling Services: – Financial Management/Budget Counseling – Home Improvement and Rehabilitation Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Resolving/Preventing Mortgage Delinquency Workshops Languages: – ASL – English – Russian – Spanish Affiliation: NEIGHBORHOOD REINVESTMENT CORP. DBA NEIGHBORWORKS AMERICA Website: http://www.nwsac.org

Agency Name: HOUSING RESOURCE CENTER OF MONTEREY COUNTY Phone: 831-424-9186 Toll Free: Fax: 831-757-7184 Email: Leadcounselor@hrcmc.org Address: 134 E Rossi St SALINAS, California 93901-2869 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops Languages: – English – German – Spanish Affiliation: Website: http://www.HRCMontereyCounty.org

Agency Name: CLEARPOINT CREDIT COUNSELING SOLUTIONS – SAN BERNARDINO BRANCH Phone: 877-877-1995 Toll Free: 800-750-2227 Fax: 855-544-7038 Email: customer.service@clearpointccs.org Address: 242 E Airport Dr Ste 210 – – – San Bernardino, California 92408-3450 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops – Rental Housing Counseling Languages: – ASL – English – Other – Spanish Affiliation: CCCS OF GREATER ATLANTA – DBA CLEARPOINT CREDIT COUNSELING SOLUTIONS Website: http://www.clearpointccs.org

Agency Name: NEIGHBORHOOD HOUSING SERVICES OF THE INLAND EMPIRE, INC. Phone: 909-884-6891 Toll Free: Fax: Email: N/A Address: 1390 N D St San Bernardino, California 92405-4737 Counseling Services: – Financial Management/Budget Counseling – Home Improvement and Rehabilitation Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops Languages: – English – Spanish Affiliation: NEIGHBORHOOD REINVESTMENT CORP. DBA NEIGHBORWORKS AMERICA Website: http://www.nhsie.org

Agency Name: NID-HCA INLAND EMPIRE J. JACKSON Phone: 909-887-8700 Toll Free: Fax: Email: N/A Address: 2050 N Mount Vernon Ave San Bernardino, California 92411-1436 Counseling Services: – Fair Housing Pre-Purchase Education Workshops – Financial Management/Budget Counseling – Home Improvement and Rehabilitation Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops – Rental Housing Counseling – Services for Homeless Counseling Languages: – English – Spanish Affiliation: NATIONAL ASSOCIATION OF REAL ESTATE BROKERS-INVESTMENT DIVISION, INC Website: http://www.nidonline.org

Agency Name: BAYSIDE COMMUNITY CENTER Phone: 858-278-0771-3008 Toll Free: Fax: 858-278-6193 Email: jdelrio@baysidecc.org Address: 2202 Comstock Street SAN DIEGO, California 92111-6502 Counseling Services: – Fair Housing Pre-Purchase Education Workshops – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling – Rental Housing Counseling Languages: – English – Spanish Affiliation: Website: www.baysidecc.org

Agency Name: CLEARPOINT CREDIT COUNSELING SOLUTIONS – SAN DIEGO BRANCH Phone: 877-877-1995 Toll Free: 877-877-1995 Fax: 804-226-3827 Email: customer.service@clearpointccs.org Address: 2635 Camino Del Rio S SUITE 101 – – SAN DIEGO, California 92108-3726 Counseling Services: – Financial Management/Budget Counseling – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling – Rental Housing Counseling – Services for Homeless Counseling Languages: – English – Other Affiliation: CCCS OF GREATER ATLANTA – DBA CLEARPOINT CREDIT COUNSELING SOLUTIONS Website: http://www.clearpointccs.org

Agency Name: COMMUNITY HOUSING WORKS Phone: 619-282-6647 Toll Free: 888-884-4CHW Fax: 619-282-4145 Email: classes&coaching@chworks.org Address: 4010 Fairmount Avenue SAN DIEGO, California 92105-1608 Counseling Services: – Fair Housing Pre-Purchase Education Workshops – Financial Management/Budget Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Reverse Mortgage Counseling – Services for Homeless Counseling Languages: – English – Spanish Affiliation: NATIONAL COUNCIL OF LA RAZA Website: http://www.chworks.org

Agency Name: HOUSING OPPORTUNITIES COLLABORATIVE – BRANCH FOR SAN DIEGO/IMPERIAL COUNTIES Phone: 619-283-2200 Toll Free: Fax: Email: N/A Address: 1100 Broadway San Diego, California 92101-5612 Counseling Services: – Financial Management/Budget Counseling – Financial, Budgeting, and Credit Workshops – Home Improvement and Rehabilitation Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops – Rental Housing Counseling – Rental Housing Workshops – Resolving/Preventing Mortgage Delinquency Workshops – Services for Homeless Counseling Languages: – English – Spanish Affiliation: HOUSING OPPORTUNITIES COLLABORATIVE Website: http://www.housingcollaborative.org

Agency Name: MONEY MANAGEMENT INTERNATIONAL SAN DIEGO Phone: 866-232-9080 Toll Free: 866-232-9080 Fax: 866-921-5129 Email: counselinginfo@moneymanagement.org Address: 3517 Camino Del Rio South, Ste.410 SAN DIEGO, California 92108-4046 Counseling Services: – Financial Management/Budget Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Rental Housing Counseling Languages: – English – Spanish Affiliation: MONEY MANAGEMENT INTERNATIONAL INC. Website: http://www.moneymanagement.org

Agency Name: NATIONAL ASIAN AMERICAN COALITION (FORMERLY KNOWN AS MABUHAY ALLIANCE) Phone: 858-537-1500 Toll Free: 800-920-6248 Fax: Email: info@naac.org Address: 9580 Black Mountain Rd Ste A San Diego, California 92126-4522 Counseling Services: – Home Improvement and Rehabilitation Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops Languages: – English – Other – Spanish Affiliation: HOMEFREE – U S A Website: http://www.naac.org

Agency Name: NAVICORE SOLUTIONS- SAN DIEGO, CA Phone: 619-296-4700 Toll Free: 866-472-4557 Fax: 732-863-5052 Email: novadebthousing@novadebt.org Address: 1455 Frazee Rd Suite 550 San Diego, California 92108-4301 Counseling Services: – Financial Management/Budget Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops Languages: – English – Spanish Affiliation: GARDEN STATE CONSUMER CREDIT COUNSELING, INC. D/B/A/ NAVICORE SOLUTIONS Website: http://www.novadebt.org

Agency Name: NEIGHBORHOOD HOUSE ASSOCIATION Phone: 858-715-2642 Toll Free: Fax: 858-715-2670 Email: elizabethh@neighborhoodhouse.org Address: 841 South 41st Street SAN DIEGO, California 92113-1801 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops – Rental Housing Counseling – Services for Homeless Counseling Languages: – English – French – Spanish Affiliation: Website: http://www.neighborhoodhouse.org

Agency Name: SAN DIEGO URBAN LEAGUE Phone: 619-266-6237 Toll Free: Fax: Email: housing@sdul.org Address: 720 Gateway Center Drive SAN DIEGO, California 92102-4549 Counseling Services: – Financial Management/Budget Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops – Rental Housing Counseling Languages: – English – Spanish Affiliation: NATIONAL URBAN LEAGUE Website: http://www.sdul.org/

Agency Name: UNION OF PAN ASIAN COMMUNITIES Phone: 619-232-6454 Toll Free: Fax: 619-232-8115 Email: mip@upacsd.com Address: 1031 25th Street SAN DIEGO, California 92102-2102 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Resolving/Preventing Mortgage Delinquency Workshops Languages: – English – French – Vietnamese Affiliation: NATIONAL CAPACD Website: www.upacsd.com

Agency Name: ASIAN INCORPORATED Phone: 415-928-5910 Toll Free: Fax: 415-921-0182 Email: ncheng@asianinc.org Address: 1167 Mission Street, 4th Floor SAN FRANCISCO, California 94103-1544 Counseling Services: – Home Improvement and Rehabilitation Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops – Rental Housing Counseling Languages: – Cambodian – Cantonese – Chinese Mandarin – English – Hmong – Spanish – Vietnamese Affiliation: Website: http://www.asianinc.org

Agency Name: CCCS OF SAN FRANCISCO Phone: 415-788-0288 Toll Free: Fax: 415-777-4030 Email: info@housingeducation.org Address: 595 Market St Fl 15 SAN FRANCISCO CA 94105 San Francisco, California 94105-2824 Counseling Services: – Financial Management/Budget Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Rental Housing Counseling Languages: – English – Spanish Affiliation: NATIONAL FOUNDATION FOR CREDIT COUNSELING, INC. Website: https://www.cccssf.org/

Agency Name: MISSION ECONOMIC DEVELOPMENT ASSOCIATION (MEDA) Phone: 415-282-3334-126 Toll Free: Fax: 415-282-3320 Email: jdcastro@medasf.org Address: 2301 Mission Street Suite 301 SAN FRANCISCO, California 94110-1898 Counseling Services: – Financial Management/Budget Counseling – Financial, Budgeting, and Credit Workshops – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Resolving/Preventing Mortgage Delinquency Workshops Languages: – English – Spanish Affiliation: Website: http://www.medasf.org

Agency Name: PROJECT SENTINEL Phone: 415-468-7464 Toll Free: 888-331-3332 Fax: 650-321-4173 Email: dntdiscrimin8@aol.com Address: 25 Van Ness Avenue #800 SAN FRANCISCO, California 94102-6059 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling – Rental Housing Counseling Languages: – English Affiliation: PROJECT SENTINEL Website: www.housing.org

Agency Name: SAN FRANCISCO HOUSING DEVELOPMENT CORPORATION Phone: 415-822-1022 Toll Free: Fax: Email: N/A Address: 4439 3rd St San Francisco, California 94124-2103 Counseling Services: – Financial Management/Budget Counseling – Financial, Budgeting, and Credit Workshops – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Rental Housing Counseling Languages: – English – Spanish Affiliation: NATIONAL COMMUNITY REINVESTMENT COALITION, INC. Website: http://www.sfhdc.org

Agency Name: SAN FRANCISCO LGBT COMMUNITY CENTER Phone: 415-865-5658 Toll Free: Fax: 415-865-5501 Email: dianaf@sfcenter.org Address: 1800 Market Street SAN FRANCISCO, California 94102-6227 Counseling Services: – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops Languages: – English Affiliation: Website: www.sfcenter.org

Agency Name: NEIGHBORHOOD HOUSING SERVICES SILICON VALLEY Phone: 408-279-2600 Toll Free: Fax: 408-228-3750 Email: mhuerta@nhssv.org Address: 31 N. Second Street, Ste. 300 SAN JOSE, California 95113-1232 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Resolving/Preventing Mortgage Delinquency Workshops Languages: – English – Spanish Affiliation: Website: http://www.nhsnow.org

Agency Name: PROJECT SENTINEL Phone: 408-720-9888 Toll Free: 888-324-4687 Fax: 650-321-4173 Email: dntdiscrimin8@aol.com Address: 111W. St. John Street Suite 302 SAN JOSE, California 95113-1104 Counseling Services: – Pre-purchase Counseling – Rental Housing Counseling Languages: – Spanish Affiliation: PROJECT SENTINEL Website: www.housing.org

Agency Name: SANTA CLARA COUNTY ASIAN LAW ALLIANCE Phone: 408-287-9710 Toll Free: Fax: 408-287-0864 Email: sccala@pacbell.net Address: 991 W Hedding St., Suite 202 SAN JOSE, California 95126-1248 Counseling Services: – Rental Housing Counseling – Rental Housing Workshops Languages: – Chinese Mandarin – English – Korean – Other – Spanish – Vietnamese Affiliation: NATIONAL CAPACD Website: www.asianlawalliance.org

Agency Name: SUREPATH FINANCIAL SOLUTIONS – SAN JOSE Phone: 877-615-7873 Toll Free: 877-615-7873 Fax: 805-383-7722 Email: clientservices@surepath.org Address: 1190 South Bascom Avenue, Ste 112 SAN JOSE, California 95128-3512 Counseling Services: – Fair Housing Pre-Purchase Education Workshops – Financial Management/Budget Counseling – Financial, Budgeting, and Credit Workshops – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops – Resolving/Preventing Mortgage Delinquency Workshops – Reverse Mortgage Counseling Languages: – English – Spanish Affiliation: SUREPATH FINANCIAL SOLUTIONS Website: http://www.surepath.org

Agency Name: NID-HCA SAN LEANDRO-CHAMBERS Phone: 510-430-9020 Toll Free: Fax: Email: N/A Address: 250 Macarthur Blvd San Leandro, California 94577-2109 Counseling Services: – Fair Housing Pre-Purchase Education Workshops – Financial Management/Budget Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Rental Housing Counseling – Services for Homeless Counseling Languages: – English Affiliation: NATIONAL ASSOCIATION OF REAL ESTATE BROKERS-INVESTMENT DIVISION, INC Website: http://www.nidonline.org

Agency Name: PEOPLES’ SELF HELP HOUSING Phone: 805-781-3088 Toll Free: Fax: Email: N/A Address: 3533 Empleo St San Luis Obispo, California 93401-7334 Counseling Services: – Fair Housing Pre-Purchase Education Workshops – Financial Management/Budget Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops – Rental Housing Counseling Languages: – English – Spanish Affiliation: RURAL COMMUNITY ASSISTANCE CORPORATION Website: http://www.pshhc.org

Agency Name: FAIR HOUSING OF MARIN Phone: 415-457-5025 Toll Free: 877-FAI-R4US Fax: 415-457-6382 Email: fhom@fairhousingmarin.com Address: 1314 Lincoln Ave. SAN RAFAEL, California 94901-2105 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Rental Housing Counseling – Resolving/Preventing Mortgage Delinquency Workshops Languages: – English – Spanish Affiliation: Website: http://www.fairhousingmarin.com

Agency Name: CLEARPOINT CREDIT COUNSELING SOLUTIONS – SANTA ANA BRANCH. Phone: 877-877-1995 Toll Free: 877-877-1995 Fax: 855-499-5666 Email: customer.service@clearpointccs.org Address: 1651 E 4th St – – – SANTA ANA, California 92701-5164 Counseling Services: – Financial Management/Budget Counseling – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling Languages: – English – Other Affiliation: CCCS OF GREATER ATLANTA – DBA CLEARPOINT CREDIT COUNSELING SOLUTIONS Website: http://www.clearpointccs.org

Agency Name: CONSUMER CREDIT COUNSELING SERVICE OF ORANGE COUNTY Phone: 714-547-2227 Toll Free: 800-213-2227 Fax: 714-245-1680 Email: cccsoc@cccsoc.org Address: 1920 Old Tustin Ave – – – Santa Ana, California 92705-7811 Counseling Services: – Financial Management/Budget Counseling – Financial, Budgeting, and Credit Workshops – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Rental Housing Counseling – Rental Housing Workshops – Resolving/Preventing Mortgage Delinquency Workshops – Reverse Mortgage Counseling – Services for Homeless Counseling Languages: – ASL – English – Spanish – Vietnamese Affiliation: NATIONAL FOUNDATION FOR CREDIT COUNSELING, INC. Website: http://www.cccsoc.org

Agency Name: HOUSING OPPORTUNITIES COLLABORATIVE – ORANGE COUNTY BRANCH Phone: Toll Free: 800-826-1502 Fax: Email: info.oc@housingcollaborative.org Address: 505 E. Central Avenue SANTA ANA, California 92707-3503 Counseling Services: – Financial Management/Budget Counseling – Financial, Budgeting, and Credit Workshops – Home Improvement and Rehabilitation Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops – Rental Housing Counseling – Rental Housing Workshops – Resolving/Preventing Mortgage Delinquency Workshops – Services for Homeless Counseling Languages: – English Affiliation: HOUSING OPPORTUNITIES COLLABORATIVE Website: www.HousingCollaborative.org

Agency Name: LEGAL AID SOCIETY OF ORANGE COUNTY Phone: 714-571-5200 Toll Free: Fax: 714-571-5270 Email: jmiramountes@montes Address: 2101 North Tustin Ave SANTA ANA, California 92705-7819 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Rental Housing Counseling Languages: – English – Korean – Spanish – Vietnamese Affiliation: HOUSING OPPORTUNITIES COLLABORATIVE Website: www.legal-aid.com

Agency Name: ORANGE COUNTY FAIR HOUSING COUNCIL, INC Phone: 714-569-0823-224 Toll Free: 800-698-3247 Fax: 714-835-0282 Email: bmagana@fairhousingoc.org Address: 1516 Brookhollow Drive Suite A SANTA ANA, California 92705-5426 Counseling Services: – Fair Housing Pre-Purchase Education Workshops – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops – Rental Housing Counseling Languages: – English – Spanish – Vietnamese Affiliation: Website: http://www.fairhousingoc.org

Agency Name: PROJECT SENTINEL Phone: 408-720-9888 Toll Free: 888-331-3332 Fax: 408-720-0810 Email: skilgore@housing.org Address: 1490 El Camino Real Santa Clara, California 95050-4609 Counseling Services: – Fair Housing Pre-Purchase Education Workshops – Financial, Budgeting, and Credit Workshops – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Rental Housing Counseling – Rental Housing Workshops – Reverse Mortgage Counseling – Services for Homeless Counseling Languages: – Cantonese – Chinese Mandarin – English – Other – Spanish Affiliation: Website: http://housing.org/

Agency Name: WISE & HEALTHY AGING Phone: 310-394-9871 Toll Free: 310-394-9871 Fax: Email: dhernandez@wiseandhealthyaging Address: 1527 4th St Santa Monica, California 90401-2358 Counseling Services: – Reverse Mortgage Counseling Languages: – Arabic – Cambodian – English – Italian – Spanish Affiliation: NATIONAL COUNCIL ON AGING (NCOA) Website: N/A

Agency Name: CATHOLIC CHARITIES, DIOCESE OF SANTA ROSA Phone: 707-528-8712 Toll Free: Fax: 707-575-4910 Email: gsilva@srcharities.org Address: 987 Airway Court SANTA ROSA, California 95403-2048 Counseling Services: – Services for Homeless Counseling Languages: – English – Spanish Affiliation: CATHOLIC CHARITIES USA Website: www.srcharities.org

Agency Name: CCCS OF SAN FRANCISCO Phone: 800-777-7526 Toll Free: 800-777-7526 Fax: 415-788-0739 Email: rharper@cccssf.org Address: 70 Stony Point Road Suite C Suite C SANTA ROSA, California 95401-4460 Counseling Services: – Financial Management/Budget Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Rental Housing Counseling Languages: – English Affiliation: CCCS OF SAN FRANCISCO Website: http://www.housingeducation.org

Agency Name: CENTRO FAMILIA ESPERANZA Phone: 805-526-4215 Toll Free: Fax: 805-526-2875 Email: renataghione@msn.com Address: 1720 E Los Angeles Ave. #216 SIMI VALLEY, California 93065-2095 Counseling Services: – Financial Management/Budget Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Services for Homeless Counseling Languages: – English – Spanish Affiliation: NUEVA ESPERANZA, INC. Website:

Agency Name: OPERATION HOPE INC. – SOUTH GATE BRANCH Phone: 562-927-0294 Toll Free: Fax: Email: N/A Address: 8710 Garfield Ave South Gate, California 90280-3719 Counseling Services: – Financial Management/Budget Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops Languages: – English – Spanish Affiliation: OPERATION HOPE, INC Website: http://www.operationhope.org

Agency Name: CLEARPOINT CREDIT COUNSELING SOLUTIONS – STOCKTON BRANCH Phone: 877-877-1995 Toll Free: 209-956-1170 Fax: 855-843-6834 Email: customer.service@clearpointccs.org Address: 1024 W Robinhood Dr SUITE 2 – – Stockton, California 95207-5600 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling – Rental Housing Counseling Languages: – ASL – English – Other – Spanish Affiliation: CCCS OF GREATER ATLANTA – DBA CLEARPOINT CREDIT COUNSELING SOLUTIONS Website: http://www.clearpointccs.org

Agency Name: NID-HCA A. JONES Phone: 209-952-8806 Toll Free: Fax: Email: N/A Address: 6777 Embarcadero Dr Ste 1 Stockton, California 95219-3391 Counseling Services: – Fair Housing Pre-Purchase Education Workshops – Financial Management/Budget Counseling – Home Improvement and Rehabilitation Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops – Rental Housing Counseling – Services for Homeless Counseling Languages: – English – Spanish Affiliation: NATIONAL ASSOCIATION OF REAL ESTATE BROKERS-INVESTMENT DIVISION, INC Website: http://site.notavailable.org

Agency Name: VISIONARY HOME BUILDERS OF CALIFORNIA Phone: 209-466-6811 Toll Free: Fax: 209-466-3465 Email: calmanza@visionaryhomebuilders.org Address: 315 N. San Joaquin St. STOCKTON, California 95202-2025 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops – Rental Housing Counseling Languages: – English – Spanish Affiliation: NATIONAL COUNCIL OF LA RAZA Website: www.visionaryhomebuilders.org

Agency Name: NORTHERN CIRCLE INDIAN HOUSING AUTHORITY,UNITED NATIVE HOUSING DEVELOPMENT CORP. Phone: 707-468-1336 Toll Free: 800-521-3191 Fax: 707-468-5615 Email: ncihatrb@pacific.net Address: 694 Pinoleville Rd Ukiah, California 95482-3165 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Predatory Lending Education Workshops – Rental Housing Counseling – Services for Homeless Counseling Languages: – English – Spanish Affiliation: RURAL COMMUNITY ASSISTANCE CORPORATION Website: https://www.nciha.org

Agency Name: CITY OF VACAVILLE DEPARTMENT OF HOUSING SERVICES Phone: 707-449-5675 Toll Free: Fax: 707-449-6242 Email: dhr@cityofvacaville.com Address: 40 Eldridge Avenue Suite 2 VACAVILLE, California 95688-6824 Counseling Services: – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops Languages: – English – Spanish Affiliation: Website: http://www.cityofvacaville.com/index.aspx?page=44

Agency Name: CABRILLO ECONOMIC DEVELOPMENT CORPORATION Phone: 805-659-6868 Toll Free: Fax: Email: N/A Address: 702 County Square Dr Ventura, California 93003-5450 Counseling Services: – Financial Management/Budget Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops Languages: – English – Spanish Affiliation: NEIGHBORHOOD REINVESTMENT CORP. DBA NEIGHBORWORKS AMERICA Website: http://www.cabrilloedc.org

Agency Name: INLAND FAIR HOUSING AND MEDIATION BOARD – VICTORVILLE BRANCH (SAN BERNARDINO COUNTY) Phone: 909-984-2254 Toll Free: 800-321-0911 Fax: 760-243-3312 Email: landerson@ifhmb.com Address: 15428 Civic Drive, Suite 225 VICTORVILLE, California 92392-2362 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Homebuyer Education Workshops Languages: – English – Spanish Affiliation: INLAND FAIR HOUSING AND MEDIATION BOARD Website: http://www.ifhmb.com

Agency Name: COMMUNITY SERVICES AND EMPLOYMENT TRAINING, INC. (CSET) Phone: 559-732-4194 Toll Free: Fax: 559-627-1674 Email: www.cset.org Address: 312 NW 3rd Avenue VISALIA, California 93291-3626 Counseling Services: – Mortgage Delinquency and Default Resolution Counseling – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Resolving/Preventing Mortgage Delinquency Workshops – Services for Homeless Counseling Languages: – English – Spanish Affiliation: Website: http://www.cset.org

Agency Name: SELF HELP ENTERPRISES Phone: 559-651-1000 Toll Free: 800-412-0828 Fax: 559-651-3634 Email: juanj@selfhelpentrerprises.org Address: 8445 W Elowin Court VISALIA, California 93291-9262 Counseling Services: – Home Improvement and Rehabilitation Counseling – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops Languages: – English – Spanish Affiliation: NATIONAL COUNCIL OF LA RAZA Website: www.selfhelpenterprises.org

Agency Name: SUREPATH FINANCIAL SOLUTIONS – WATSONVILLE Phone: 877-615-7873 Toll Free: 877-615-7873 Fax: 805-383-7722 Email: clientservices@surepath.org Address: 23 E. Beach Street, Suite 211 WATSONVILLE, California 95076-4642 Counseling Services: – Fair Housing Pre-Purchase Education Workshops – Financial Management/Budget Counseling – Financial, Budgeting, and Credit Workshops – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops – Resolving/Preventing Mortgage Delinquency Workshops – Reverse Mortgage Counseling Languages: – English – Spanish Affiliation: SUREPATH FINANCIAL SOLUTIONS Website: http://www.surepath.org

Agency Name: RURAL COMMUNITY ASSISTANCE CORPORATION Phone: 916-447-9832-1015 Toll Free: 800-283-7222 Fax: 916-447-2878 Email: jhunter@rcac.org Address: 3120 Freeboard Drive Suite 201 WEST SACRAMENTO, California 95691-5039 Counseling Services: – Fair Housing Pre-Purchase Education Workshops – Financial Management/Budget Counseling – Financial, Budgeting, and Credit Workshops – Home Improvement and Rehabilitation Counseling – Mortgage Delinquency and Default Resolution Counseling – Non-Delinquency Post Purchase Workshops – Pre-purchase Counseling – Pre-purchase Homebuyer Education Workshops – Predatory Lending Education Workshops – Rental Housing Counseling – Rental Housing Workshops – Resolving/Preventing Mortgage Delinquency Workshops – Services for Homeless Counseling Languages: – English Affiliation: Website: http://www.rcac.org