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Had such a great experience and so appreciative of this group, that I have to share this everywhere. I’m so grateful for Bernard and his team! I was a first time homebuyer in this hot market and Bernard really pulled out all the stops for us from day one. He met with us, discussed different financial scenarios, had our best interest in mind the whole time, explored our financial future/selling/purchasing, and gave us sound advice on the property we were putting an offer on. He examined our credit scores and walked us through the whole process, even attending to our emotional needs, since this is a fairly nerve wrecking time period for someone who’s never gone through it.
Bernard had a very knowledgeable team behind him. They were all very responsive via email, text, and would call when they needed something urgent. I really appreciated their candidness, transparency, and sensed they cared about us, whether the loan was small or large. Bernard was very professional, patient, never pushy, and is very good at what he does. He would monitor the markets, educated us on the process, and ended up scoring us an amazing 30 year fixed rate!
After we were under contract, he was very communicative with me, our realtor, the seller, and our attorney. We were able to close in 30 days and had no hiccups at all. Besides the beginning and end of the process, they would keep us in the loop, have us sign things, they did all the leg work and made it a very easy process. I would highly recommend Bernard and his team to anyone looking to buy, refinance, or need some sort of loan. So thankful to Bernard and team, never thought I would be able to, but can now say I’m living the American Dream!
Buying our first home was by far one of the EASIEST things we have ever done and all because of Bernard at Mortgage Tree capital. She was incredibly efficient, knowledgeable, and easily accessible for questions. We weren’t even in the same state, yet it couldnt have gone any smoother. Thanks, Bernard!
I was introduced to Mortgage Tree by my realtor in January of 2020. We had found our new Toll Bros house and were attempting to get this deal done quickly as we were selling our current home to a cash buyer.
They went above and beyond during our loan process even met us on a Saturday afternoon due to the hectic schedules my wife and I have. They were extremely professional, honest, and up front and always available when I had questions. In the new world of business being conducted via text and email, I was impressed how easily it was to reach someone over the telephone.
Here is my take away after my transaction with Benard and Mortgage Tree capital. 1) Knowledgeable: He explained the process to me in a way that really resonated. I actual learned. 2) Credible: All projected timelines, fees and costs were accurate. There wasn’t any surprises. I feel like there is really a lot of opportunity to sneak stuff in on people when getting a mortgage. 3) Friendly: I enjoyed the time spent, felt at ease and would use Benard again.
I highly recommend mortgage tree for anyone who is looking for a responsible and professional mortgage banker. we consulted 3 other banks and were still confused about what was required and the whole process. they gave us a clean, accurate response to every question we had. One time I called in late evening and was surprised that they picked up the call immediately and was able to help me out after work hour. We will definitely refer our friends. Stacy C.
very professional and knowledgeable! Highly recommend! My case was very urgent and everyone told me that it would need at least 1 month to complete! helped me out in two weeks! Yes, it is two weeks!!
Bernard made my dream of owning two homes a reality- in two states – even when I didn’t think it was possible!! I will forever be grateful to him, and his diligent team.
His knowledge of the market is priceless!! Through the most tedious and challenging moments, Bernard kept my confidence going with his unwavering commitment to complete the task at hand, and his forecasting of the next steps needed to complete the deal was essential in making this possible.
You can’t get any better than Bernard!!
Very professional, competent and reliable! We felt like as if we were the only clients! That is how much attention, support and guidance we received. Since we were first time buyers it meant a lot for us. We recommend without any hesitation! Hope this helps 🙂
From the first phone call through the whole process of buying my first home, Bernard Overbey was on top of it! He was so pleasant and patient helping me with any questions. I look forward to working with him in the future =D
Bernard @ mortgage tree capital help us got the mortgage back in 2007. help me apply home equity 2011. Refinance in 2013. I introduce him to my family, he help my brother got the mortgage and Refinance couple year later when he knew the mortgage interest lower. That is how good Bernard is. Highly recommend.
Buying a house proved to be one of the most arduous processes I’ve ever had to endure. We had numerous hurdles to pass, but Bernard Overbey stayed true to his word and helped us to meet every condition of our loan funding. He’s a hard worker, and does everything in his power to ensure that you know what to expect every step of the way.
I cannot say enough about Bernard Overbey, besides he is the MAN!! If he cannot do it than it cannot be done. My husband did not have the best credit and very little money saved up to buy a house. Bernard worked with us he was very patient, kind, and maintained the same cool demeanor throughout the whole process. He kept reassuring me that he was going to make it happen even though I could not see the light at the end of the tunnel. I feel so blessed and so honored for having the pleasure of working with him and I absolutely love my $600,000.00 house. Thank you so much for everything Bernard I can never thank you enough. You are just fabulous and we think the world of you. Valerie Lataillade
This is my first time buying a home and let me tell you, I was nervous. The staff here is extremely considerate and patient. They explained everything to me in manageable and understandable terms. On behalf of the wife and I ….THANK YOU !!
My wife and I found a house we wanted to buy and we found mortgage tree capital online. We were going to be submitting an offer on the home the very same day. We filled out all of the paperwork, benard processed it, got us pre-approved, and got us a pre-approval letter to submit with our offer on the home. All in the same day. And then benard was able to meet the tight deadlines imposed by the seller of the home we were purchasing. We just closed on Friday and are very happy with mortgage tree for getting everything taken care of so quickly. In short, benard is responsive, thorough and very good at what he does. If we ever decide to move again, we will be calling benard to get a mortgage.
We were referred to Mortgage Tree Capital about two years ago when looking to refinance our home. We researched various lending institutions and Mortgage Tree by far offered the best rates and customer-focused service. Our broker, Bernard, was genuinely interested in meeting our needs and found the best program for us. I received a birthday card this past April. I was so impressed with the kind gesture that I contacted Bernard to thank him. That contact turned out to be an even more significant blessing. He informed us of a new program that would allow us to combine our first and second mortgage loans, which we were financially unable to do previously. Combining our two loans has saved us in interest fees and added the convenience of paying one mortgage at a much lower rate than with the banking institution the second was secured through. We greatly appreciate the service Mortgage Tree Capital has provided and it will continue to be our lender of choice.
I was very pleased with the great service that Bernard gave us. He walked us through the whole process in purchasing our first home. He explained everything in detail and easy to understand. I would definitely recommend Bernard and Mortgage Tree Capital to family and friends, Thanks again for a great experience.
Bernard is your guy. Very easy to contact and bent over backwards to help us find our new home AND a painless loan process. Without a doubt, highly recommended. 5 Star Service.
I have used this company before and since then I have recommended Mortgage Tree Capital to numerous friends and all ended with excellent results. Out of the many mortgage bankers and mortgage brokers out there, I found them to be by far the most honest, most knowledgeable and hardest working people in the business. Every time I refer them to friends of mine, I am later thanked for recommending them because their loans got closed honestly, quickly and at the best rates out there. Therefore I will continue to recommend them and use them in my next purchase!
Nowadays, going through the mortgage process can be grueling and lengthy….and dont think for a minute that you can find ANYWHERE that it happens overnight! The biggest mistake people make is going with just any mortgage company or loan officer not realising that this is the person you will be communicating with the most throughout this entire process! If your lucky, you went with Bernard Overbey who has a ton of patience and is available when you need him. Not only he is personable and professional, he was able to get us a great rate for our new home purchase.
I had a great experience with Mortgage Tree Capitol. I originally purchased my home through this company, I have also refinaced with them. They got me a great rate and were very knowledgeable about all the programs that were offered fist time home buyers etc. I would definitely recommend this company to family and friends.
We worked with Bernard overby. This guy is a complete saint when it comes to buying your first home. He walked my wife and myself through everything we needed to know as first time buyers. He always responded to my questions same day and worked really hard to provide us with a extremely competitive rate. Bernie works hard throughout the process to keep things moving fast and kept us up-to-date on anything that came up… he even brought us a bottle of wine to help celebrate at the closing!! He is a genuine guy and he enjoys what he does (which is helping people in this process). If you are interested in working with him I can’t recommend it highly enough.
I have been doing business with Mortgage Tree Capital for several years now and they have always provided prompt and professional service. Very pleased will recommend!