Looking for the lowest mortgage rates? At Mortgage Tree Capital we compare for you; we continuously monitor the mortgage market interest rates, points, fees, and program availability, and allow you to make a side-by-side comparison of what’s available. By placing our client’s needs first, our clients are able to make the best choice for their financial futures without the hassle and uncertainties.

Current Rates As Of Saturday, December 21st 2024

	30 Year Fixed	15 Year Fixed	5 Year Fixed	Points/Fees
	Rate/APR**	Rate/APR**	Rate/APR**	Charged
Mortgage Tree Capital	6.00%/6.00%	5.47%/5.47%	5.27%/5.27%	$0 Fee’s Charged
Quicken	6.37%/6.69%	5.50%/5.98%	N/A / N/A	2.2250%
Bank Of America	6.12%/6.63%	4.87%/5.31%	6.12%/7.51%	1.00%
Wells Fargo	6.00%/6.12%	6.00%/6.16%	N/A / N/A	1.00%
Chase	6.00%/6.09%	5.00%/5.15%	5.99%/6.06%	1.00%
	30 Year Fixed	30 Year Fixed	30 Year Fixed	Points/Fees
	FHA	VA	Jumbo	Charged
Mortgage Tree Capital	6.50%/6.75%	6.50%/6.75%	7.25%/7.37%	$0 Fee’s Charged

Assumptions – Conforming loan amounts of $250,000+. Single-family residence, 760 FICO, Purchase loan, 60% LTV, 15-day rate lock. Any payment listed does not include taxes and insurance and the actual payment will be greater. Rates are subject to change without notice. Rate, points, and APR may be adjusted based on several factors including, but not limited to, loan amount, income documentation, loan type, occupancy type, property type, loan to value and your credit score. Excludes multifamily homes. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply. ** The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rates and points only and does not take into account other loan specific finance charges you may be required to pay.